Monnett

photo sharing · beta · since Oct 2025

People post photos, videos and stories to a chronological feed of the accounts they follow, browse a discovery tab filtered by distance and topic, and send end-to-end encrypted messages.

how dependent?

  1. 07OperatorLUMonnet Social S.A.
  2. Owner–Same as the operator
  3. ProtocolLUMonnet Social S.A.GBThe Matrix.org Foundation
  4. Shared services–None
  5. CodeLUMonnet Social S.A.
  6. Verification–None
  7. 06Models–None
  8. 05DataLUMonnet Social S.A.USRevenueCat, Inc.
  9. 04ServersLUGcoreUSGoogle Cloud Storage
  10. Edge–None
  11. 03–01Belowcompute, networks and resources are not recorded per app

Every layer above links to what it rests on. The figure counts the EU, the EEA, Switzerland and the UK as European, as the landscape does.

How it is run

nine questions
ArchitectureWho holds your account and posts?

One company

open protocol: no

move your account and keep your followers: no

hub: Monnet Social S.A.

Posts, profiles and follows live only on Monnett's own service; messages pass through the company's servers. Direct messages run on a Matrix homeserver that Monnett operates (measured 18 Oct 2026), but Monnett documents no federation. The privacy policy offers GDPR data portability, not a move of your account and followers to another provider.

Business modelWho pays, and for what?

Subscriptions · untargeted ads

Since 15 Oct 2026 Monnett sells memberships, which it says put subscriptions 'at the centre of its business model': Member at €34.99 a year and Member Plus at €69.99, bought through the App Store or Google Play, with a 14-day trial. The free plan carries contextual ads, which Monnett sells itself and chooses by the content they appear next to, not by a profile of the person; members see none. The homepage still says 'No Ads'. Angel investors have funded Monnett so far (see organisation).

OrganisationWhat kind of organisation runs it?

Investor-backed company

control: Founder Christos Floros runs it; how the shares split between him and the angel investors is not disclosed

Monnet Social S.A. is a Luxembourg public limited company with no parent. Its founder says it raised a first round from angel investors, including executives at Microsoft, Amazon and JD, at the end of 2025 and is raising again; Silicon Luxembourg puts that round at €800,000 (press). We found no public list of shareholders and did not search the Luxembourg register.

FeedWho decides what you see?

Newest first

The Home page shows only accounts you follow, newest first. A separate Discovery page is also in time order, filtered by distance and topic sliders the user sets; Monnett says no algorithm picks posts for you.

ModerationWho moderates?

The operator

Monnett removes content and suspends accounts under its terms, using its own moderation tools and user reports, with appeals by email. No user-run spaces moderate. The founder calls the process 'evolving and layered' (press); no outside moderation services are mentioned.

AI trainingDoes your content train AI?

Not disclosed

Monnett advertises 'No AI', but its terms and privacy policy say nothing either way about training AI on people's content. The content licence is for operating, promoting and improving the service, and third parties need the person's consent for commercial use. The privacy policy leaves room for future AI features and promises an opt-out from any AI data processing if they come.

IdentityMust you prove who you are?

No ID needed

verification: none

Read off the verification layer, where its sources are.

Open sourceIs the code open?

Closed source

licence: proprietary

Read off the code layer, where its sources are.

SizeHow big is it?

100k accounts worldwide

counted: registered accounts, worldwide

period: 1 Sep 2026

Monnett's own count of registered accounts, not active users. It reports more than 30,000 weekly active people on average over summer 2026 (peak above 43,000), with Germany its largest market (35,000+ registered). It publishes no DSA Art. 24(2) figure; Google Play shows 10K+ installs.

What each layer rests on

checked 18 Oct 2026
07OperatorWho serves the app?

Monnet Social S.A. · Luxembourg

Luxembourg, RCS B297382. The company has one t, the app two. Founded in 2025 by Christos Floros and independent, with no parent company; press reports €800k in seed funding from European angel investors by June 2026.

07OwnerWho owns the operator, where someone else does?

Same as the operator

07ProtocolWho writes the rules of the network?

Monnet Social S.A. · Luxembourg

also The Matrix.org Foundation · United Kingdom: steward of the Matrix protocol that carries direct messages

protocol: proprietary

The feed and social graph are Monnett's own. Direct messages run on a Matrix server (Synapse), which Monnett does not mention.

07Shared servicesWhat does it lean on but not run?

None

07CodeWho builds the software?

Monnet Social S.A. · Luxembourg

licence: proprietary

Closed source, built by a team in Luxembourg, Greece, Poland and Switzerland together with outsourced developers.

07VerificationWho checks users' identity, age or account?

None

ID needed to post: no

An email code and a self-declared date of birth (18+). The paid memberships, Member (€34.99 a year) and Member Plus (€69.99), come with a badge that the App Store text says shows "a verified human", but the terms say it shows only an active paid membership and checks no one's identity. The founder has spoken of verification through subscriptions and an in-house peer system.

06ModelsWhose models moderate, rank or check?

None

Monnett says there is no AI-generated content and no AI ranking of feeds. Its privacy policy (s.2.5) leaves room for AI moderation and summaries later.

05DataWhere does the data sit?

Monnet Social S.A. · Luxembourg

also RevenueCat, Inc. · United States: members' and trial users' subscription records, processed in the United States; named in the privacy policy

where: Luxembourg, according to the privacy policy of 15 Oct 2026, which says accounts and content sit on an unnamed hosting provider's servers there. The founder names Gcore (LU). Users' photos and videos, though, measure on Google Cloud Storage, and other Monnett pages have said Luxembourg and Belgium (the FAQ) or Germany (an April 2026 blog post).

transfers: Membership and trial records, with an opaque user ID, go to RevenueCat in the United States under standard contractual clauses. Apple and Google take the payments under their own policies. Observed but unnamed are SendGrid for email and Google Workspace for company mail (both US).

04ServersWho runs the servers?

Gcore · Luxembourg

also Google Cloud Storage · United States: users' photos and videos

The API, messaging and push servers run on Gcore, whom the founder names as host. Users' media sits in Google Cloud Storage, which Monnett does not mention.

  • Monnett blog, interview with Monnettread 24 Sep 2026
  • measured · api.monnettsocial.com · AS199524 Gcore · 18 Oct 2026 · the app API
  • measured · msg.monnettsocial.com · AS199524 Gcore · 18 Oct 2026 · Matrix homeserver for direct messages
  • measured · asset.monnettsocial.com · AS396982 Google · 18 Oct 2026 · user media; the x-goog-* response headers identify Google Cloud Storage
04EdgeWho stands in front of them?

None

The API and messaging answer directly from Gcore with no CDN in front. Media comes straight from Google Cloud Storage.

  • measured · api.monnettsocial.com · AS199524 Gcore · 18 Oct 2026
  • measured · asset.monnettsocial.com · AS396982 Google · 18 Oct 2026

Checked 18 Oct 2026.